// BANK ADOPTION TRACKER
Real-time tracking of global bank and payment infrastructure migration to the ISO 20022 standard. Data sourced from SWIFT, ECB, Federal Reserve, and central bank publications.
REGION
TYPE
STATUS
Migration project ongoing across SADC member states.
Source: resbank.co.zaFedwire ISO live. Structured address integration across SinglePoint and Batch Wire channels ongoing through 2026.
Source: usbank.comCoexistence ended Nov 2025. ISO 20022 mandatory for all cross-border payment instructions. 11,000+ institutions.
Source: swift.comLive July 14, 2025 (rescheduled from March). Full ISO 20022 for all Fedwire participants. Nov 2026: structured address enforcement.
Source: frbservices.orgSuccessfully implemented Fedwire ISO 20022 messages July 2025. Full USD clearing ISO compliance.
Source: business.bofa.comFedwire ISO 20022 compliant from July 2025.
Source: frbservices.orgFedwire ISO 20022 compliant from July 2025.
Source: frbservices.orgFedwire ISO 20022 compliant from July 2025.
Source: frbservices.orgFeatured in SWIFT case study on ISO 20022 adoption journey.
Source: swift.comMigrated November 11, 2024.
Source: nationalbank.kzMigrated October 14, 2024.
Source: centralbank.go.keMigrated April 2024. ISO-enabled data passthrough from March 2023.
Source: jpmorgan.comHKD CHATS migrated April 2024.
Source: jpmorgan.comLynx replaced LVTS as Canada RTGS in March 2024. ISO 20022 native from launch.
Source: bankofcanada.caCHAPS and RTGS migrated June 19, 2023. Enhanced data mandated from May 2025. Unstructured addresses rejected from Nov 2026.
Source: bankofengland.co.ukMigrated with CHAPS ISO 20022 June 2023.
Source: bankofengland.co.ukBig bang migration March 20, 2023. Replaced TARGET2. All eurozone central banks and ~1,200 direct participants.
Source: ecb.europa.euMigrated alongside T2 in March 2023.
Source: ebaclearing.euMigrated March 2023.
Source: jpmorgan.comPhase 1 (core payments) March 2023. Full ISO 20022 compliance (v7 upgrade) July 2025.
Source: rbnz.govt.nzLive from CBPR+ launch March 2023. Compliant with all migrated market infrastructures. Published extensive ISO 20022 adoption schedule.
Source: jpmorgan.comStrong advocate for XML/ISO 20022. Active in CBPR+ and HVPS+ working groups. Compliant across all migrated infrastructures.
Source: business.hsbc.comT2 migration participant from day one. Published migration case studies.
Source: corporates.db.comMigrated with T2 launch March 2023.
Source: internationalbanker.comMigrated with T2/EURO1 March 2023.
Source: ecb.europa.euCBPR+ compliant from launch. RippleNet partner.
Source: swift.comT2/CBPR+ compliant. RippleNet/ODL partner for cross-border payments.
Source: ecb.europa.euMigrated with Australia HVCS March 2023.
Source: jpmorgan.comCBPR+ compliant from launch. Major correspondent banking network.
Source: swift.comMigrated with T2/EURO1 March 2023.
Source: ecb.europa.euMigrated with T2/EURO1 March 2023.
Source: ecb.europa.euMigrated September 2022.
Source: jpmorgan.comMigrated September 2022.
Source: jpmorgan.comMigrated with SAMOS September 2022. Hedera Hashgraph CBDC pilot partner.
Source: jpmorgan.comMigrated to Like-for-Like ISO messages August 2022.
Source: jpmorgan.comMigrated August 2022.
Source: jpmorgan.comMigrated with Singapore MEPS+ August 2022.
Source: jpmorgan.comMigrated July 2021.
Source: jpmorgan.comIndia adopted ISO 20022 for RTGS and NEFT. Early adopter.
Source: swift.comEarly adopter. FXYCS updated to ISO 20022 v8 (CBPR+ compatible) November 2025.
Source: jpmorgan.comEarly adopter alongside Japan.
Source: swift.comEarly adopter with Swiss SIC system migration.
Source: swift.comEarly adopter with BOJ-NET. Strategic RippleNet/XRP partner. SBI Remit uses ODL.
Source: jpmorgan.comFirst country globally to go live with ISO 20022 for RTGS and ACH. Operational since 2013.
Source: swift.comEU was first region globally for ISO 20022 XML in retail payments (SEPA CT/DD). SEPA 3.7 mandatory from Nov 2025.
Source: europeanpaymentscouncil.euDISCLAIMER
Data compiled from official central bank publications, SWIFT documentation, and verified financial institution announcements. Last verification: March 2026. Status may change as institutions complete migration phases.